Compensate off debts Borrowing may never be a good idea, but when you borrow at a high interest appraise, paying that off should be a priority. Ideally, bulk of the additional benefit amount should be allocated towards continuing investments," said Sadagopan.

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League 10 Year Missions

Agreed that the income tax deduction designed for home loan interest is capped by Rs2 lakh a year under bite 24 b of the Income-tax Accomplish, for a self-occupied house, prepaying the home loan makes sense if the outstanding loan amount is more than Rs25 lakh. In terms of continuing goals, retirement is definitely top main concern. Meredith collects data to deliver the best content, services, and personalized digital ads. Research and compare to accomplish sure you are actually getting a good discount. Pay off debts Borrowing may never be a good aim, but when you borrow at a high interest rate, paying that bad should be a priority. Once the bonus gets credited into your array account, plan before you spend it, so that you feel good a propos it for the rest of the year. Giving away some part of your bonus as gifts and bequest, to loved ones or the deprived, is a good idea.

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